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Kathy Hildebrand's Articles

  • Mortgage Loan Leads - Plenty of Variety to Choose From
    In the mortgage business, you need to always have a steady stream of new potential clients. Since the average person does not need a new mortgage all that frequently, repeat business is just not as frequent. Fortunately, there are many good companies out there that will trade mortgage leads.
  • Home Gyms - Lose The Excuses, Lose the Weight!
    One way to control weight is to make exercise a habit. This increases the metabolism, which helps burn calories. But with today's busy and hectic lifestyles, how do you incorporate regular exercise into your busy day? How will you know if the exercise you do is effective enough to be worth it?
  • Business Thank You Cards - A Simple Note After an Interview Goes a Long Way
    Have you ever thought of sending a thank you note following an interview? It may not seem like an obvious time to send one, but do it anyway. Your thank you note is meant to be just that -- a note. Don't write a novel.
  • Wedding Insurance - Reduce the Stress & Worry Over Planning Your Wedding
    For many people, planning a wedding is probably much like embarking on a college education: there's a lot more to it than people think who haven't already been through it before. It's more than planning a party; there are some pretty serious emotions involved -- all around. It can be highly stressful at times. There are ways, however, to mitigate this stress and make this a happy time.
  • Mortgage Refinancing, A Big Decision Requires Proper Planning
    Buying a home is very important to many people the world over. Because houses are such a big-ticket item - for most people, the most costly item they will ever purchase in their lifetimes - the biggest hurdle they must jump over is getting a mortgage loan just to buy a house. Once a loan is obtained however, it does not automatically mean the homeowner has stopped getting loans.
  • Cordless Phone Systems - You've Come a Long Way, Baby!
    A common cordless phone system will have anywhere from 2 to as many as 10 different receivers, or handsets, that can be used in any combination including simultaneously. However, unlike a cell phone system, these phones do not each get an individual unique phone number. They all share the one main phone number of the location where the phone system is installed.
  • Auto Glass - All That Stands Between You and a Grisly Death!
    If you find yourself needing a glass repair service, or to have a windshield replacement performed, there are a number of things you should look for.
  • Winsor Pilates - Results Not Typical? Why?
    As with any infomercial that makes things sound too good to be true, Pilates workout videos don't work for everyone. And even when they do, it may not be necessary to spring for the whole ball of wax -- "systems" that include not only the videos, but a meal plan, journal, and a letter from the host. It may be just as well to borrow a video from someone, or buy it used.
  • Moving Costs Don't Have to Break You
    When you're planning to move, those costs should be considered and planned for ahead of time. It's not cheap. A move can cost thousands of dollars. That is, when you're leaving all the work to someone else. And work it is: not only do all your things have to be packed, loaded, and transported, but there is preliminary work in the meantime that you'll have to do anyway that is less possible to farm out to someone else.
  • Moving Costs Don't Have to Break You
    When you're planning to move, those costs should be considered and planned for ahead of time. It's not cheap. A move can cost thousands of dollars. That is, when you're leaving all the work to someone else. And work it is: not only do all your things have to be packed, loaded, and transported, but there is preliminary work in the meantime that you'll have to do anyway that is less possible to farm out to someone else.
  • Mortgage Loan Leads - What You Need to Know
    When choosing a mortgage loan lead campaign, lead quality needs to be considered. Lead quality is determined by a number of factors. Each seasoned loan officer should be receiving, and working on, at least 3-5 "quality" leads per day unless they yield the same results through a consistent referral basis. The 3-5 range should keep their pipelines full and give them time to work out all the loans they are doing throughout the workweek.
  • A Bright Smile - Teeth Whitening as a Primary Self Improvement Step
    Super white teeth are more accessible than ever, with the myriad of bleaching products on the market. It's not necessary to go to the dentist to achieve the kind of smile that stops traffic, although the dentist will get it done faster. If you have the cash and want to spend it on teeth whitening, it is more effective to have it done at the dentist's. But for those of us who don't have movie-star-sized wallets, the drugstore will do just fine!

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