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3 Financially Fatal Mistakes To Avoid When Planning Credit Card Debt Consolidation A successful credit card debt consolidation plan should leave you with fewer monthly payments and less debt. But the harsh reality is, most people end up owing even more debt than they started with because they chose the wrong debt consolidation program. Face Your Debts Head On With A Rock Solid Debt Management Plan Debt Management is an ever increasing priority in this country. Credit has never been easier to get and millions of American’s are finding themselves in a downward spiral of debt. In order to regain your financial stability and control increasing debts before they get out of hand, you need to implement a solid debt management plan.