Spending as an Emotional Crutch

COACHING TIPS
credit card
Pay credit card charges each month
Getting into Deep Debt
Pay as you go
finance purchases
long-term financial security
credit card debt
Emotional fulfillment
Debt management
credit card company
repayment schedule
financial planner
COACHING TIPS CONTINUES
emotions preventing
impulse to spend
professional psychological help
SPENDING YOUR MONEY WISELY
financial mistake
Call a time-out
cash in savings
hourly wage
retirement accounts
GUILT TIPS
gift giving
Making Up for Lost Time
make up for lost time by spending money
windfall arrived
PLANNING TIPS
conspicuous consumption
ostentatious spending
economic climate

invest the rest in your future
shopping excursions
social-pressure spending
Stick to your budget
First-Job Syndrome
savings plan
company's downsizing
free money
emergency fund
Spending Money to Save Money
discount warehouses
closet full of clothes
SPENDING TIPS
sale items
fixed amount of cash
summer sale
Time to Research
research before buying
extra saving
Choice Magazine
Wait for a sale

exchange gifts
refurbished goods
lump sum
risk of aggravation
Right Motor Vehicle Financing Option
commercial hire purchase or rental

Motor Vehicle Financing Option
residual value
Rental Operating Lease
Commercial Hire
balloon payment
final payment
corporate entities
Rental Operating Lease

VEHICLE TIPS
corner supermarket
financing options
actually costs
finance broker
trusted finance
accurate information
professional advice
opportunity cost
actually costs
delicate juggling

careful record
reducing your mortgage

monthly payments
car expenses

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